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A-8.2 - Credit Assessment Agents Act
Section 71
Disposition versions
71. A monetary administrative penalty of $5,000 may be imposed on a credit assessment agent that,
(1) in contravention of section 15, demands the payment of fees for the exercise of a right conferred by this Act;
(2) in contravention of section 16, takes into account the exercise of a right conferred by this Act in the production of a credit rating or of any other personal information concerning the person who exercises such a right;
(3) in contravention of section 22, fails to send a reply in writing to a request for the exercise of a right;
(4) in contravention of section 23, has granted a request for the exercise of a right but fails to follow up on it or, in the case of a request for the communication of the credit rating, communicates it without the explanations necessary to understand it;
(5) in contravention of section 39, fails to send the complainant the notice stating the complaint’s entry in the complaints register; or
(6) in contravention of section 46, does not allow a person concerned by a record the agent holds to access, free of charge, the personal information it contains via Internet.
The penalties prescribed in the first paragraph also apply where the document concerned is incomplete or is not sent before the specified time limit.
In force: 2021-02-01
71. A monetary administrative penalty of $5,000 may be imposed on a credit assessment agent that,
(1) in contravention of section 15, demands the payment of fees for the exercise of a right conferred by this Act;
(2) in contravention of section 16, takes into account the exercise of a right conferred by this Act in the production of a credit rating or of any other personal information concerning the person who exercises such a right;
(3) in contravention of section 22, fails to send a reply in writing to a request for the exercise of a right;
(4) in contravention of section 23, has granted a request for the exercise of a right but fails to follow up on it or, in the case of a request for the communication of the credit rating, communicates it without the explanations necessary to understand it;
(5) in contravention of section 39, fails to send the complainant the notice stating the complaint’s entry in the complaints register; or
(6) in contravention of section 46, does not allow a person concerned by a record the agent holds to access, free of charge, the personal information it contains via Internet.
The penalties prescribed in the first paragraph also apply where the document concerned is incomplete or is not sent before the specified time limit.
