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D-9.2, r. 16.1 - Regulation respecting Alternative Distribution Methods
Section 12.2
Disposition versions
12.2. The firm must, at the time it proposes a loan secured by immovable hypothec, provide the client with the following information through its digital space:
(1) the name and contact information of the lender whose loan secured by immovable hypothec is proposed;
(2) the nature, characteristics, advantages and disadvantages of the proposed loan secured by immovable hypothec;
(3) the penalties applicable in the event of a failure to comply with the terms and conditions of the loan agreement;
(4) the nature of the fees associated with the proposed loan secured by immovable hypothec;
(5) the period of time the interest rate is available and the period of time the other characteristics and terms and conditions of the loan are available.
Similarly, the firm must provide the client with a summary of the information collected from him.
