29. The insurance contribution for the issue of a learner’s licence is determined as follows:(1) if the licence bears one or more of classes 1 to 3 and 5, the insurance contribution is the product obtained by multiplying the monthly insurance contribution by the number of months, including parts of months, less 1, to elapse between the date of issue of the licence and its expiry date. The monthly insurance contribution is the quotient obtained by dividing by 12 the insurance contribution payable for 12 months for the learner’s licence; the insurance contribution payable for 12 months is $26.54;
(2) if the licence bears class 6A or 6R, the insurance contribution is the sum of the insurance contributions for the months, including parts of months, during which the holder is authorized to drive, except for the last month. The insurance contribution for a month corresponds, according to the month, to the percentage, as determined in the second paragraph of section 15, of an amount equivalent to the insurance contribution for 12 months according to the total number of demerit points entered on the applicant’s record during the 2 years preceding the date of issue of the licence, as shown in the following table:Year of licence issue | Insurance contribution based on the total number of demerit points |
0 point | 1 to 3 points | 4 to 6 points | 7 to 9 points | 10 to 14 points | 15 points and more |
2022 | $195.59 | $314.97 | $424.17 | $569.29 | $653.31 | $1,345.81 |
(3) if the licence bears one or more of classes 1 to 3 and 5 and class 6A or 6R, the insurance contribution is the sum of the following amounts:(a) the insurance contribution set in subparagraph 1 based on the year of licence issue and of classes 1 to 3 and 5;
(b) the insurance contribution set in subparagraph 2 based on the year of licence issue, of classes 6A and 6R and the total number of demerit points entered on the applicant’s record during the 2 years preceding the date of issue of the licence.