5. The following are exempt from the application of the title on contracts regarding goods and services and the title on trust accounts:(a) insurance and annuity contracts, except credit contracts entered into for the payment of insurance premiums;
(b) contracts of sale of electricity or gas by a distributor within the meaning of the Act respecting the Régie de l’énergie (chapter R-6.01), by Hydro-Québec established by the Hydro-Québec Act (chapter H-5), by a municipality or by a cooperative established under the Rural Electrification Act (1945, chapter 48);
(c) contracts regarding any telecommunications service supplied by an operating company within the meaning of section 2 of the Act respecting the Régie des télécommunications (chapter R-8.01).