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P-40.1 - Consumer Protection Act

Section 150.3.1
Disposition versions

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150.3.1. Before entering into a long-term contract of lease with a consumer, a merchant must assess the consumer’s capacity to perform the obligations under the contract.
A merchant who, in carrying out an assessment, takes into account the information determined by regulation and collected, as the case may be, in accordance with the method that may be determined by regulation is deemed to comply with the obligation under the first paragraph.
If a contract is transferred to another merchant after having been entered into, and that merchant is the one who approved the contract, the transferee becomes the merchant bound by the obligations under this section.
2017, c. 24, s. 39.
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