20. Subject to sections 21 and 22, the victim who at the time of the accident held no employment while being able to work, held casual employment or part-time employment, worked without pay in a family undertaking or was a person at home is entitled to an income replacement indemnity if, due to the accident, he becomes unable to hold the employment that he could have held on a regular and full-time basis.
The Régie shall determine the employment that the victim could have held on a regular and full-time basis by taking into account the qualifications, the experience and the physical and intellectual capacities of the victim.
The Régie shall estimate the presumptive gross income of the victim by taking into account the employment determined in the preceding paragraph, the periods during which the victim was without employment or held casual or part-time employment and, if such is the case, the income from a previous employment.