R-2.2 - Act respecting the collection of certain debts

Section 4 Disposition versions

2006-12-14

4. No person may, for the purpose of collecting a debt, communicate with the debtor’s spouse, civil union spouse, family members, friends, acquaintances, neighbours or employer except on one occasion only to obtain the debtor’s address or telephone number if this information is not already known; however, the creditor may communicate with such a person if that person is also the debtor’s surety.

Every person who, for the purpose of collecting a debt, communicates with a debtor or a person contemplated in the first paragraph must identify himself.

No person may, for the purpose of collecting a debt, communicate with the debtor or surety at the debtor’s or surety’s place of work without the debtor’s or surety’s express authorization, except on one occasion only in the following cases:

(1)  the person knows neither the address nor any other telephone number where the debtor or surety may be reached; or

(2)  the person has tried unsuccessfully to reach the debtor or surety at the debtor’s or surety’s home telephone number.

1979, c. 70, s. 4; 2006, c. 56, s. 12.

1981-04-01

4. No person may, for the purpose of collecting a debt, communicate with the employer or the neighbours of the debtor, except where one of these persons is surety for the debtor or to obtain the address of the debtor.

Every person who, for the purpose of collecting a debt, communicates with a debtor or a person contemplated in the first paragraph must identify himself.

1979, c. 70, s. 4.