2547. In the absence of inquiry, the insured is not bound to disclose circumstances which diminish the risk and circumstances which it is superfluous to disclose by reason of an express or implied warranty.
Similarly, the insured is not bound to disclose matters of notoriety or circumstances which are known to the insurer or as to which information is waived by the insurer.
1991, c. 64, a. 2547; I.N. 2014-05-01.