93.64. Unless the internal management by-laws provide for a greater number, twenty-five members are a quorum at a general meeting.
There is no quorum at a meeting where more than one-half of the members and representatives present are directors, other mandataries or paid members of the staff of the mutual insurance association.
Any meeting that has been called twice and which has not been held due to a lack of quorum may be called again.
On that occasion, the members present shall constitute the quorum.