44. To determine, in a zone, whether a category of crops has sustained a loss in yield that may be indemnified, the Régie shall each year make a collective appraisal.
If the appraisal shows the actual yield of the crop in the zone is less than the average yield guaranteed under section 39, each insured person in the zone shall be entitled to the payment of an indemnity.
Such indemnity shall be equal to the product obtained by multiplying the insurable value entered on the insurance certificate of the insured by the percentage of net loss established by the collective appraisal.
Where a loss in yields is confined to a part of a zone and is the harmful effect of hail, snow or flood, this section applies, mutatismutandis, to that part of the zone.
The insured must then send a notice of damage to the Régie as soon as possible, under penalty of losing his right to any indemnity.
1974, c. 31, s. 44; 1977, c. 40, s. 13.