98. The insurer shall issue the certificate of insurance not over twenty-one days after the application for insurance.
If the certificate of insurance is not issued upon acceptance, the insurer must deliver, without cost, at the time of acceptance, a temporary certificate for a period of twenty-one days; such certificate must set forth the particulars provided for in paragraphs 1, 2 and 4 to 6 of section 97 and the date of expiry of the certificate.