44. The victim who sustains injury, disfigurement, dismemberment, suffering or a loss of enjoyment of life in an accident is entitled to a lump sum indemnity in a prescribed amount and according to prescribed terms and conditions. The sum shall in no case exceed $20 000.
Where no amount is prescribed for a bodily injury, the Régie shall establish one, using as guidelines, if appropriate, the sums prescribed for similar bodily injuries.