62. Any loan contracted under the Student Loans and Scholarships Act (chapter P-21) shall be deemed to have been contracted under the provisions of this Act. Notwithstanding the first paragraph, any borrower who was, upon the coming into force of this Act, considered to be without sufficient financial resources under section 31 of the Regulation respecting student loans and scholarships (R.R.Q., 1981, c. P-21, r. 2), shall continue to be subject to sections 31 and 32 of that regulation until the expiry of the three-month period mentioned in section 32.