12. A contributor who wishes his pension to be paid to him before 65 years of age shall state in his application the date as of which he stopped or will stop working or, if the application pertains to a phased retirement based on an agreement with his employer, the date on which the reduction of his remuneration reached or will reach at least 20%.
O.C. 967-94, s. 12; O.C. 279-99, s. 4.