25.1. Direct debit payments may be made if the total of the amounts payable pursuant to the first paragraph of section 31.1 of the Highway Safety Code (chapter C-24.2) and the tax on the insurance contribution is equal to or greater than $48, provided that(1) no cheque or debit transaction for amounts owing to the Société under the Highway Safety Code has been refused by a financial institution in the 2 preceding years;
(2) the owner of the road vehicle authorizes the financial institution and the Société to make the transactions on a single account and provides the details of that account; and
(3) the owner of the road vehicle has obtained all the signatures and authorizations required.