25. When the first card of the dealer is an ace, he must announce “insurance” and the following rules apply:(1) before the first player begins to play his hand, every player has the option to place a wager equal to half of his initial wager on the insurance line;
(2) if the dealer draws a Blackjack, the insurance wager will be paid 2 to 1;
(3) if the dealer does not draw a Blackjack, the player loses his insurance wager.