3.03. The exclusions generally accepted in professional liability insurance may be included in the insurance contract. However, an exclusion pertaining to acts committed under the influence of narcotics, soporifics, drugs or alcohol shall not apply to a third party contemplated in paragraph b of section 3.02 to whom the insured is legally bound to pay damages.
R.R.Q., 1981, c. P-12, r. 2, s. 3.03.