23. To qualify for a certificate for a real estate broker restricted to loans secured by immovable hypothec, a natural person shall(1) hold a certificate for a market intermediary in insurance issued under the Act respecting market intermediaries;
(2) have the qualifications provided for in sections 14, 20 and 21, and required of the holder of a certificate for a real estate broker restricted to loans secured by immovable hypothec;
(3) file an application for the issue, renewal or reinstatement of a certificate with the Association des courtiers et agents immobiliers du Québec in accordance with sections 16, 17 and 40 to 44 of the By-law of the Association des courtiers et agents immobiliers du Québec (chapter C-73.1, r. 2);
(4) pay the fees for the issue, renewal or reinstatement of such a certificate, provided for in section Chapter I of the By-law respecting chargeable fees and specialist titles of the Association des courtiers et agents immobiliers du Québec;
(5) pay to the Fonds d’indemnisation du courtage immobilier the contribution or contributions provided for in section 28 and 30;
(6) have paid, with interest accrued at the rate set under section 28 of the Tax Administration Act (chapter A-6.002), any outstanding fines or costs imposed on him by a disciplinary body provided for in the Act;
(7) not be an undischarged bankrupt; and
(8) have at least one establishment in Québec.