5. A chiropractor must hold and keep in force an insurance contract establishing coverage against any liability he or his employees may incur owing to fault or negligence committed in the practice of his profession.
In the case of a partnership of chiropractors, the insurance contract may be made in the name of the partnership, but coverage must extend individually to each chiropractor who is a partner or employee of the partnership.
In the case of a chiropractor employing other chiropractors, the coverage must extend to each chiropractor individually.
In all cases, coverage must extend to non-professional employees in the exercise of their duties.