68. The net capital is
(a) in the case of a contract for the loan of money, the amount actually received by the consumer or paid into or credited to his account by the merchant;
(b) in the case of a contract involving credit or an open credit contract, the sum for which credit is actually extended.
Every component of the credit charges is excluded from this sum.
1978, c. 9, s. 68; 2017, c. 24, s. 681.