CCQ-1991 - Civil Code of Québec

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2580. There is an actual total loss where the insured is irretrievably deprived of the insured property or where it is destroyed or so damaged as to cease to be a thing of the kind insured. An actual total loss may be presumed where the ship is missing and no news of her has been received for a reasonable period of time.
1991, c. 64, a. 2580.