9. For the purposes of sections 23 and 54 of the Act, an incentive shall be authorized provided it respects the provisions of the Act respecting insurance (chapter A-32), the Act respecting the distribution of financial products and services (chapter D-9.2) and the Securities Act (chapter V-1.1), in the following cases:(1) the incentive, whether a product or service, is offered to the advantage of the members and the benefits are the same for all members connected with the employer;
(2) where the incentive is monetary, does not exceed the employer’s expenses and is offered for the transfer of assets from one plan to another.