P-40.1 - Consumer Protection Act
89. A contract for the loan of money is exempt from the application of sections 84, 85 and 87, subject to the conditions prescribed by regulation, whereunder
(a) the consumer’s total obligation is repayable in full on a fixed date,
(b) the loan is payable on demand,
(c) the date of maturity is not fixed, or
(d) the amount of the payments is not fixed.