17.7. Within the scope of its mandate, the panel of experts must, as regards a regulation on insurance contributions,
(1) evaluate the rating criteria for insurance contributions adopted by the Société and ascertain that they correspond, in particular, to the principles of self-financing of the plan, of indemnification by road vehicle users, of equity and of administrative feasibility;
(2) confirm the total expenditure the Société considers necessary to cover the costs of the indemnities resulting from accidents that occur during the period for which the insurance contributions are fixed and all the other costs borne by the Fonds d’assurance for that period;
(3) assess the measures taken to promote accident prevention and highway safety in order to reduce the risks associated with driving;
(4) consider the risks inherent in each class of insureds and the equity to be maintained between classes of insureds;
(5) ensure that the insurance contributions are fair and reasonable;
(6) consider the financing policy of the Société, the actuarial forecasts, the valuation of the actuarial liability and, where applicable, the need for recapitalization in the event of insufficient assets;
(7) consider the quality of the service provided to the insureds by the Société and any change made to the automobile insurance plan;
(8) consider the economic and social concerns indicated by the Société and the public.
The panel of experts must, as regards a regulation on fees,
(1) ensure that the fees payable for a service are fair and reasonable;
(2) consider the quality of the services provided to the public;
(3) consider the financing policy of the Société, which must, among other things,
(a) ensure that the total of the fees is sufficient to cover the costs borne by the Société and make up any deficit within a reasonable time; and
(b) seek a relative stabilization of fees; and
(4) consider the economic and social concerns indicated by the Société and the public.