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a-32.1
- Insurers Act
Table des matières détaillée
À jour au 13 juin 2019
TITLE
I
PURPOSE, DEFINITIONS AND OTHER INTRODUCTORY PROVISIONS
TITLE
II
SUPERVISION AND CONTROL OF INSURER ACTIVITIES AND OTHER INSURANCE BUSINESS
CHAPTER
I
SUPERVISION AND CONTROL OF INSURANCE BUSINESS
CHAPTER
II
AUTHORIZATION OF THE AUTHORITY
DIVISION
I
OBLIGATION TO BE AUTHORIZED
DIVISION
II
APPLICATION FOR AUTHORIZATION
DIVISION
III
GRANTING OF AUTHORIZATION
CHAPTER
III
APPLICATION OF CERTAIN PROVISIONS TO FINANCIAL GROUPS AND LEGAL PERSONS ACTING ON BEHALF OF AN AUTHORIZED INSURER
CHAPTER
IV
COMMERCIAL PRACTICES
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
COMPLAINT PROCESSING AND DISPUTE RESOLUTION POLICY AND EXAMINATION OF COMPLAINT RECORDS BY THE AUTHORITY
DIVISION
III
UNDERWRITING OF NON-MARINE INSURANCE CONTRACTS AND ENROLLMENT IN GROUP INSURANCE CONTRACTS
§
1
Underwriting of non-marine insurance contracts
§
2
Obligations of authorized insurers with respect to certain clients or certain participants and rights of the latter
I
General provisions
II
Liability of an insurer with respect to distributors
III
Absence of intermediation by a natural person or a firm
DIVISION
IV
SPECIAL PROVISIONS RESPECTING ANNUITIES AND CERTAIN OTHER CONTRACTS
DIVISION
V
SPECIAL PROVISIONS RESPECTING ACTIVITIES BETWEEN FINANCIAL INSTITUTIONS
CHAPTER
V
PRUDENTIAL RULES
DIVISION
I
MANAGEMENT PRACTICES
DIVISION
II
INVESTMENTS
§
1
Provisions applicable to all authorized insurers
§
2
Provisions applicable to authorized Québec insurers
I
Acquisition of participations and co-ownership
II
Accessory guarantees for certain investments
III
Penalties
DIVISION
III
COMPENSATION BODIES
CHAPTER
VI
GOVERNANCE
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
PROVISIONS SPECIFIC TO AUTHORIZED QUÉBEC INSURERS
§
1
Composition of the board of directors
§
2
Establishment and composition of the audit committee and ethics committee
§
3
Functions of the audit committee
§
4
Functions of the ethics committee
CHAPTER
VII
ACTUARY AND AUDITOR
DIVISION
I
QUALIFICATIONS AND BEGINNING AND END OF TERM
DIVISION
II
DUTIES, POWERS AND FUNCTIONS OF THE ACTUARY AND AUDITOR
§
1
Duties and powers
§
2
Functions of the actuary
§
3
Functions of the auditor
§
4
Supervisory and control measures
CHAPTER
VIII
ANNUAL STATEMENTS AND OTHER COMMUNICATIONS WITH THE AUTHORITY
CHAPTER
IX
REVIEW OF AN AUTHORIZATION
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
REVIEW ON THE AUTHORITY’S INITIATIVE
DIVISION
III
REVIEW ON AN INSURER’S APPLICATION
DIVISION
IV
REVIEW IN LIGHT OF CERTAIN OPERATIONS
CHAPTER
X
REVOCATION AND SUSPENSION OF, AND CONDITIONS OR RESTRICTIONS THAT MAY BE ATTACHED TO, AN AUTHORIZATION
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
FORCED REVOCATION, SUSPENSION AND CONDITIONS OR RESTRICTIONS
DIVISION
III
VOLUNTARY REVOCATION
CHAPTER
XI
REGISTER OF AUTHORIZED INSURERS
CHAPTER
XII
CONFIDENTIALITY OF SUPERVISORY INFORMATION
CHAPTER
XIII
PROVISIONS SPECIFIC TO THE SUPERVISION OF THE INSURER ACTIVITIES OF AUTHORIZED SELF-REGULATORY ORGANIZATIONS AND RECIPROCAL UNIONS
DIVISION
I
SELF-REGULATORY ORGANIZATIONS
DIVISION
II
AUTHORIZED RECIPROCAL UNIONS
TITLE
III
INSURANCE COMPANIES AND CERTAIN OTHER QUÉBEC INSURERS
CHAPTER
I
CORPORATIONS AND COMPANIES CONCERNED
CHAPTER
II
APPLICATION OF THE BUSINESS CORPORATIONS ACT
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
MODIFICATIONS SPECIFIC TO MUTUAL COMPANIES
CHAPTER
III
REGULATION BY THIS TITLE AND CONSTITUTION OF MUTUAL COMPANIES
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
BECOMING REGULATED BY THIS TITLE
§
1
Provisions applicable to business corporations
§
2
Provisions applicable to mutual companies
DIVISION
III
NOTICE OF INTENTION AND APPLICATION TO BECOME REGULATED BY THIS TITLE
§
1
Notice of intention
§
2
Application
DIVISION
IV
MINISTER’S DECISION
CHAPTER
IV
ORGANIZATION OF AN INSURANCE COMPANY
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
PROVISION SPECIFIC TO BUSINESS CORPORATIONS
DIVISION
III
PROVISIONS SPECIFIC TO MUTUAL COMPANIES
DIVISION
IV
CONCLUSION OF THE ORGANIZATION OF AN INSURANCE COMPANY
CHAPTER
V
NAME
CHAPTER
VI
SPECIAL POWERS OF AN INSURANCE COMPANY AND RESTRICTIONS ON ITS ACTIVITIES
DIVISION
I
SPECIAL POWERS
DIVISION
II
RESTRICTION ON ACTIVITIES
CHAPTER
VII
LOANS, HYPOTHECS AND OTHER SECURITIES
CHAPTER
VIII
CONTRIBUTED CAPITAL
DIVISION
I
SHARE CAPITAL OF A REGULATED BUSINESS CORPORATION
§
1
Issue
§
2
Maintenance of share capital
§
3
Disclosure of certain interests and restrictions concerning the exercise of the voting rights carried by the shares issued by a regulated business corporation
§
4
Interest in the profits of certain business corporations
DIVISION
II
SHARE CAPITAL OF A MUTUAL COMPANY
§
1
General provisions
§
2
Maintenance of share capital
CHAPTER
IX
DIRECTORS AND OFFICERS
DIVISION
I
BOARD OF DIRECTORS
DIVISION
II
DISQUALIFICATION
§
1
General provisions
§
2
Provision specific to business corporations
§
3
Provisions specific to mutual companies
DIVISION
III
QUORUM
DIVISION
IV
FUNCTIONS AND POWERS OF THE BOARD OF DIRECTORS
DIVISION
V
PROHIBITED ACTS AND LIABILITY
§
1
Provisions specific to business corporations
§
2
Provisions specific to mutual companies
CHAPTER
X
MEMBERS AND MEETINGS
DIVISION
I
MEMBERS
DIVISION
II
REGISTER
DIVISION
III
MUTUAL MEMBERS’ MEETINGS
CHAPTER
XI
FINANCIAL STATEMENTS AND CALLS TO MEETINGS FOR ACTUARY OR AUDITOR
CHAPTER
XII
AMENDMENT, CONSOLIDATION, CORRECTION AND CANCELLATION OF ARTICLES
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
PROVISIONS SPECIFIC TO REGULATED BUSINESS CORPORATIONS
DIVISION
III
PROVISIONS SPECIFIC TO MUTUAL COMPANIES
CHAPTER
XIII
CONTINUANCE
DIVISION
I
CONTINUANCE AS AN INSURANCE COMPANY
§
1
General provisions
§
2
Application for continuance
§
3
Minister’s decision
§
4
Provisions applicable to continuance as a business corporation
§
5
Provisions applicable to continuance as a mutual company
§
6
Provisions applicable to the continuance of authorized insurers constituted under a private Act of Québec
DIVISION
II
CONTINUANCE UNDER THE LAWS OF A JURISDICTION OTHER THAN QUÉBEC
§
1
General provisions
§
2
Application and Authority’s report
§
3
Minister’s decision
CHAPTER
XIV
AMALGAMATION
DIVISION
I
GENERAL PROVISIONS
DIVISION
II
APPLICATION FOR PERMISSION TO AMALGAMATE
DIVISION
III
MINISTER’S DECISION
§
1
General provisions
§
2
Provisions applicable to the amalgamation of business corporations
§
3
Provisions applicable to the amalgamation of mutual companies
CHAPTER
XV
TERMINATION OF REGULATION BY THIS TITLE
DIVISION
I
GENERAL PROVISION
DIVISION
II
PROVISIONS SPECIFIC TO REGULATED BUSINESS CORPORATIONS
DIVISION
III
PROVISIONS SPECIFIC TO MUTUAL COMPANIES
CHAPTER
XVI
SELF-REGULATORY ORGANIZATIONS
DIVISION
I
GOVERNANCE
§
1
Board of directors
§
2
Manager of the insurance fund’s day-to-day operations
§
3
Professional liability insurance decision-making committee
DIVISION
II
INSURANCE FUND
§
1
Composition and administration
§
2
Liquidation
CHAPTER
XVII
MINISTER’S POWERS
TITLE
IV
FEDERATION OF MUTUAL COMPANIES
CHAPTER
I
GENERAL PROVISIONS
CHAPTER
II
CONSTITUTION, ORGANIZATION AND NAME
CHAPTER
III
MISSION
CHAPTER
IV
EXAMINATION OF COMPLAINT RECORDS AND MANAGEMENT PRACTICES
DIVISION
I
EXAMINATION OF COMPLAINT RECORDS
DIVISION
II
MANAGEMENT PRACTICES
CHAPTER
V
DIRECTORS AND OFFICERS
CHAPTER
VI
MEMBERS
DIVISION
I
ADMISSION, WITHDRAWAL AND EXPULSION
§
1
Admission
§
2
Withdrawal
§
3
Expulsion
DIVISION
II
MEETINGS
DIVISION
III
ASSESSMENTS AND FEES
CHAPTER
VII
GUARANTEE FUND
DIVISION
I
INTRODUCTORY PROVISIONS
DIVISION
II
CONTRIBUTION
DIVISION
III
SUPPORT TO MEMBER COMPANIES
DIVISION
IV
INVESTMENTS
CHAPTER
VIII
SEGREGATED INVESTMENT FUNDS
CHAPTER
IX
SUPERVISION AND CONTROL OF MEMBER COMPANIES
DIVISION
I
GENERAL POWERS
DIVISION
II
MEMBER COMPANIES’ COMMON BY-LAWS
DIVISION
III
INSPECTION OF MEMBER COMPANIES
CHAPTER
X
BOOKS AND ACCOUNTS
CHAPTER
XI
ANNUAL REPORT AND STATEMENTS
CHAPTER
XII
DISSOLUTION AND LIQUIDATION
DIVISION
I
DISSOLUTION
DIVISION
II
LIQUIDATION
§
1
General provisions
§
2
Conduct of the liquidation
TITLE
V
MEASURES AND OTHER POWERS OF THE AUTHORITY
CHAPTER
I
INTRODUCTORY PROVISION
CHAPTER
II
INSTRUCTIONS, GUIDELINES AND ORDERS
CHAPTER
III
CONSERVATORY MEASURES
CHAPTER
IV
INJUNCTION AND PARTICIPATION IN PROCEEDINGS
CHAPTER
V
CANCELLATION OF A CONTRACT OR SUSPENSION OF ITS PERFORMANCE
CHAPTER
VI
ADMINISTRATION OF THE ACT, REPORTS AND MISCELLANEOUS PROVISIONS
CHAPTER
VII
REGULATIONS
TITLE
VI
PROHIBITIONS, MONETARY ADMINISTRATIVE PENALTIES AND PENAL PROVISIONS
CHAPTER
I
PROHIBITIONS
CHAPTER
II
MONETARY ADMINISTRATIVE PENALTIES
DIVISION
I
FAILURES TO COMPLY
DIVISION
II
NOTICE OF NON-COMPLIANCE AND IMPOSITION
DIVISION
III
REVIEW
DIVISION
IV
RECOVERY
DIVISION
V
REGISTER
CHAPTER
III
PENAL PROVISIONS
TITLE
VII
TRANSITIONAL PROVISIONS
CHAPTER
I
GENERAL PROVISION
CHAPTER
II
SUPERVISION AND CONTROL
CHAPTER
III
INSURANCE COMPANIES AND OTHER QUÉBEC INSURERS
DIVISION
I
CONTINUANCE
DIVISION
II
INSURANCE COMPANIES BOUND BY INSURANCE CONTRACTS CONFERRING RIGHTS TO POLICY DIVIDENDS
TITLE
VIII
FINAL PROVISIONS