P-40.1 - Consumer Protection Act
138. If the consumer is in default to perform his obligation in accordance with the terms and conditions of the contract, the merchant may
(a) exact immediate payment of the instalments due;
(b) exact, in the manner provided for in sections 105 and following, immediate payment of the balance of the debt if the contract contains a clause of forfeiture of benefit of the term; or
(c) retake possession of the goods sold in the manner contemplated in sections 139 and following.