### P-40.1 - Consumer Protection Act

109. The application must be heard and decided by preference, considering, in particular, the following facts:
(a)  the total of amounts that the consumer must disburse under the contract;
(b)  the sums already paid;
(c)  the value of the goods at the time of the consumer’s default;
(d)  the balance due to the merchant;
(e)  the consumer’s ability to pay; and
(f)  the reason for which the consumer is in default.
1978, c. 9, s. 109; I.N. 2016-01-01 (NCCP).
109. The motion must be heard and decided by preference, considering, in particular, the following facts:
(a)  the total of amounts that the consumer must disburse under the contract;
(b)  the sums already paid;
(c)  the value of the goods at the time of the consumer’s default;
(d)  the balance due to the merchant;
(e)  the consumer’s ability to pay; and
(f)  the reason for which the consumer is in default.
1978, c. 9, s. 109.