C-12 - Charter of human rights and freedoms

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20.1. In an insurance or pension contract, a social benefits plan, a retirement, pension or insurance plan, or a public pension or public insurance plan, a distinction, exclusion or preference based on age, sex or civil status is deemed non-discriminatory where the use thereof is warranted and the basis therefor is a risk determination factor based on actuarial data.
In such contracts or plans, the use of health as a risk determination factor does not constitute discrimination within the meaning of section 10.
1996, c. 10, s. 2.