61.A loan cannot be granted to an employer, a partnership or a person referred to in section 177 of the Act unless that loan is fully secured by any of the following types of security:
(1) in the case of a member, his spouse or his child, a hypothec on an immovable;
(2) in other cases:
(a) a hypothec of the first rank;
(b) a hypothec of an investment presumed sure and referred to in section 1339 of the Civil Code or the pledge of a gilt-edged security referred to in section 3 of the Securities Regulation (chapter V-1.1, r. 50);
(c) the hypothec of a security guaranteed by a security of the first rank;
(d) the guarantee of the gouvernement du Québec, of the Government of Canada, of a Canadian province, of any of their agencies or of a financial institution empowered to guarantee borrowings in Canada.