3.A financial planner referred to in section 1 must, for any reference period, take part in professional development activities and accumulate 40 PDUs apportioned as follows:
(1) 15 PDUs related to training activities developed and provided by or in partnership with the IQPF involving integrated financial planning in the following 7 areas:
(c) legal aspects;
(d) retirement planning;
(e) estate planning;
(2) 15 PDUs related to training activities recognized by the Authority in one or more of the 7 areas listed in paragraph 1; and
(3) 10 PDUs related to training activities recognized by the Authority in subjects pertaining to compliance with standards, ethics and business conduct, including 5 PDUs related directly to financial planning.