A-32.1, r. 1 - Regulation under the Act respecting insurance

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69. Every group sickness or accident insurance contract must stipulate
(1)  that its expiry or the cancellation of any protection may not be set up against a claim based on
(a)  death or mutilation resulting from an accident that occurred while the contract was in force; or
(b)  a disability that arose or a sickness contracted while the contract was in force; and
(2)  that the insurer remains bound to compensate the participant for salary loss if the participant is still disabled after the contract expires.
O.C. 887-2009, s. 69.